Fletcher Yoder, P.C.
System and method for incentivizing driving characteristics by monitoring operational data and providing feedback
A system includes a monitoring device coupled to a vehicle. The monitoring device includes a processor. The monitoring device also includes an output interface coupled to the processor that communicates information to a driver of the vehicle. The monitoring device further includes a communication interface coupled to the processor. The processor receives, via the communication interface, sensor information relating to operating the vehicle. The processor also receives, via the communication interface, a risk factor relating to operating the vehicle based at least in part on the sensor information. The processor further outputs, via the output interface, an adjustment to an insurance premium of the driver, an adjustment to an insurance deductible of the driver, or a payment amount of the driver, based at least in part on the risk factor.
United Services Automobile Association (USAA)
G G
G07C G06Q
inventional inventional
Rod Charles Lee Joel T. Gunjan C. Michael Christine Marie Bharat
Gonzales Oakes, III Camarano Vijayvergia Kyne Brown Prasad