Hunton Andrews Kurth LLP
System and method for implementing payment via quick response (QR) code
The invention relates to a method and system that implements a peer-to-peer transaction using a QR Code. The invention may be realized by a mobile device that comprises: a memory component that stores customer data; and a computer processor, coupled to the memory, programmed to: send a request for a QR Code for a transaction, wherein the request comprises an amount and a time period; responsive to the request, receive the QR Code on the mobile device; present the QR Code to a payer for the transaction; and receive a payment based on the QR Code, from the payer, where the payment is received in an account associated with the QR Code.
JPMorgan Chase Bank, N.A.
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Payal Venkata Suresh Reddy Bijay Singh Kim T. Maria Elena Zamora Paras Majd H. Wei
Gandhi Bhuma Kunwar Le Kriegsmann Shah Rimmawi Li