Kilpatrick, Townsend & Stockton LLP
Method and system for providing risk information in connection with transaction processing
A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such requests. Each processed request is then forwarded to its corresponding issuer for further authorization. Each processed request includes an authorization message. The authorization message can include a risk score, a number of reason codes, and a number of condition codes. The use of the risk score, reason codes and condition codes allows issuers to make better informed decisions with respect to providing authorizations.
VISA U.S.A. INC.
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Patrick Nancy Belva J. Kevin Craig Kris Xiaoli
Faith Hilgers Bruesewitz Siegel O'Connell Koganti Li