Slater Matsil, LLP
Payment verification method and apparatus
A payment verification method and apparatus are disclosed. The method includes: if a payment terminal detects that there is valid verification information in a secure storage of the payment terminal, changing, by the payment terminal, a cardholder verification method (CVM) supported by a currently used payment card to “no CVM required”, where the payment card is a preset card or a card selected by a user, and the secure storage of the payment terminal is a trusted storage area in a trusted execution environment (TEE) or a secure storage area in a rich execution environment (REE); and notifying, by the payment terminal, the settlement terminal that the CVM supported by the payment card is “no CVM required”, so that the settlement terminal performs verification on the user and completes a transaction according to “no CVM required”.
Huawei Technologies Co., Lid.
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Guoqing Jingqing
Li Mei